Terms & Conditions

These Terms & Conditions govern use of Find My FIRE Number, including the FIRE number calculator, Coast FIRE calculator outputs, written guides, methodology pages, and related educational content.

Educational Purpose

The website is provided for informational and educational purposes only. Calculator results are estimates based on the assumptions you enter. They are not guarantees, predictions, or personalized recommendations.

Not Financial Advice

Find My FIRE Number does not provide financial, tax, legal, investment, insurance, or retirement advice. You are responsible for evaluating your own circumstances and consulting qualified professionals before making important decisions.

Calculator Limitations

The calculator may simplify real-world factors such as market volatility, taxes, fees, account rules, healthcare costs, inflation changes, and spending shocks. You should stress test assumptions and avoid relying on a single scenario.

Acceptable Use

You agree not to misuse the website, interfere with its operation, attempt to access systems without authorization, or use the content in a misleading way. The site may be changed, paused, or discontinued at any time.

No Warranty

The website is provided as is and as available. Find My FIRE Number makes no warranty that the site will be uninterrupted, error-free, or suitable for any particular financial decision.

Changes To These Terms

These terms may be updated as the website evolves. Continued use of the site after changes means you accept the updated terms.